See your options
Working capital for small businesses

Apply for up to $500K in capital.

Minimal documentation, no hard credit pulls on owners, and customized offers - check what your business qualifies for in minutes.

4.6 on Trustpilot BBB A+ Rated Funding businesses since 2012
Two small business owners reviewing their books behind the bar
$5B+
Small businesses served
Funding in as quick as 24 hours
Why Forward

More capital, fewer hurdles.

Minimal documentation

Skip the paperwork.

Apply for up to $500K with a streamlined application — so you can get back to running your business.

No credit-score impact

No risk to apply.

No hard credit pulls on owners or fees to review your options. 

Flexible funds

Spend it however your business needs.

Payroll, inventory, equipment, a growth push — you decide where the capital goes.

$5B+
in capital delivered
92,000+
small businesses funded
Fast & Simple
application
Put it to work

What will you do with your capital?

Purchase inventory
Cover payroll
Upgrade equipment
Expand or renovate
Stabilize cash flow
Launch a marketing push
Hire more staff
Handle unexpected costs
How it works

From application to funding in three steps.

Apply online

Share a few details about your business and connect your bank statements. It takes just minutes of your time.

Get a real decision

We look at your real-time cash flow, not just a credit score, and follow up with a customized decision — often within hours.

Put it to work

Accept the offer that fits and funds can arrive as soon as the same day — for inventory, payroll, equipment, or whatever's next.

Minimum requirements

Think you qualify? Here's what we look for.

We read real-time cash flow, not just credit history. Our eligibility criteria is made to be attainable, so we can support more small businesses.

1+
year in business
US-based operation
$10K
monthly revenue
Business bank account
500+
credit score
FICO Score
$500K
max funding
Up to $5,000–$500,000
See if you qualify
Customer stories

Real businesses. Real results.

Over 92,000 small businesses have trusted Forward. Here are a few of their stories.

Westchester Boxing Club
Fitness & Wellness
"One week I can make $10,000, and then I might not make a dollar for two weeks."

Forward helped Nick Delury make consistent payroll, upgrade equipment, and keep his community gym's doors open — no matter the week.

Nick Delury
Westchester Boxing Club, NY
Read story
Hope's Children Academy
Childcare
"Forward was different — they actually listened and helped me find a solution that worked for my business."

When traditional banks said no, Imelda Hagans found a partner who understood the reality of running a daycare through a pandemic.

Imelda Hagans
Hope's Children Academy, TX
Read story
Necessary Tires
Retail
"Forward believed in us from the beginning — and that made all the difference."

Bob and Carole Garrett used Forward to survive COVID, then expand from one location to two — with a third in the works.

Bob & Carole Garrett
Necessary Tires, Maine
Read story
See all customer stories

Find out what your business qualifies for today.

Checking your options is free, takes just minutes of your time and doesn't require a hard credit pull on owners.

Apply for Financing