Since 2012, Forward has funded restaurants of almost every size, stage, and type. We know the seasonality, the margins, and the unplanned surprises that don't wait for a good month.
Apply for financing
Meet simple requirements and see what may fit.
Provide basic business info.
Find out within hours.
If approved, funds are deposited, often same-day
Forward offers two products. Both range from $5,000 to $500,000,
typically over three to 18 months.
Get flexible financing with payments that adjusts with your revenue. Revenue-based Financing is ideal for businesses that want payments that move with their cash flow.
Our Business loans use pre-computed interest to lock in your total cost. Rates don't change and interest doesn't accrue over time. You'll know upfront exactly what you owe and when it's due.
Restaurant owners and operators can do more, grow faster, and breathe easier knowing Forward provides capital for every moment.
Forward Financing has been a lifeline for us during one of the most challenging seasons our new restaurant has ever faced.
It allowed us to invest in attracting new business while still having the working capital to keep our operation running as those investments began producing results.
The capital gave us the financial breathing room to stop simply maintaining the business and start investing in growing it again.
Note: these testimonials were submitted to Forward as part of a customer contest.
How one family restaurant used working capital to grow without letting go of what made it work in the first place.
Read the storyWe read real-time cash flow, not just credit history. Our eligibility criteria is made to be attainable, so we can support more small businesses.
Decisions often come the same day you apply. If approved, funding can reach your business account the same day, with a wire option for faster delivery.
Applying involves a soft pull on the owner's personal credit and a hard pull on the owner's business credit.
With Revenue-Based Financing, payments are a percentage of your revenue, so a slower month can mean a smaller payment and a slightly longer term. The total you owe stays the same. If revenue drops significantly, payment relief is available with no fees, penalties, or accrued interest.
Yes. Most customers become eligible for additional funding at roughly 50% paid. Many restaurants return seasonally.
Yes. Franchise locations, independents, and multi-unit operators are all eligible under the same criteria.
One year in business in the US is the minimum, so yes.
A variety of business purposes. Equipment, payroll, build-outs, inventory, marketing, and repairs are all common.
Automatically debited from your business account, either daily or weekly depending on your agreement.
We offer prepayment discounts.
Payment activity is reported to Experian Business Credit. Consistent payments can help you build your business credit over time — though the bureaus, not Forward, ultimately decide your credit profile.
It doesn't disqualify you. Forward often funds businesses that couldn't get a yes from a traditional bank.